I just wrote a really long post about how I almost had to pee behind a building in the scarier part of SLC last night. But I deleted it because I figured it would be kind of boring.

I forgot how you can't really catch your breath when you are working and going to school, and doing foolish things like thinking you are good at using public transit as your lifestyle.
I didn't pee behind a building, or even in a car.

You never think you are going to live on six hours a night. But you do. And you don't even need coffee, is the truth.

One funny thing is that a woman came in to my bank this morning and was there before I got there, and then still had to sit in the car until the branch was open.
When I finally opened the door to let her in, she said, "I've been waiting in the car for an hour." She slid across the counter a single dollar bill. "This is for deposit," she said.
"Why did you come here so early?" I laughed at her, not even one bit sympathetic.
"It's the only time I can."
"Well why didn't you leave your deposit in the night drop or use the ATM?" I asked her, providing a simple, time-effective solution. She just stared at me, and when she realized how foolish she had been, she just got angry.
People are funny. You can rely on that. 
   But don't rely on mortgage rates staying so low after next year. I am pretty disappointed. I wanted to buy a little purple house and have a compost pile in the back yard.